Need an appraisal in Waxahachie or Ellis County?

The top seven reasons why TX homeowners call on Michael Freyman:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce your mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a TX divorce, when real estate property needs to be divided
Settle an estate in TX by determining the true market value of property in question

Own a house in or near Waxahachie, TX and need help deciding the value of it?
Contact Michael Freyman.

At Michael Freyman, we understand the particular needs of a consumer after appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping consumers just like you remove unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Michael Freyman is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. An appraisal from Michael Freyman can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Michael Freyman offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.